404 RIDGE OAK DR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $364,367 and $459,665, with a best estimate of $449,829. That places the property above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$449,829
$378,910
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $364,367 and $459,665. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$51,139 for 244 sqft less living space and +$1,613 for being newer. Net adjustment: -$49,526.
Adjusted +$2,934 for 14 sqft more living space and +$403 for being newer. Net adjustment: +$3,337.
Adjusted -$43,593 for 208 sqft less living space and +$1,613 for being newer. Net adjustment: -$41,980.
Adjusted +$54,911 for 262 sqft more living space and +$1,613 for being newer. Net adjustment: +$56,524.
Adjusted +$92,217 for 440 sqft more living space and -$1,613 for being older. Net adjustment: +$90,604.
The Neighborhood
This home is in line with the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
typicalThis home is +0.5% above the subdivision median.
Tax Analysis
The estimated annual property tax is $6,886 across all districts. With a homestead exemption claimed, that drops to $5,279 — saving $1,607 per year. That's $440 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $3,981 |
| Williamson County | County | 0.3694% | $1,400 |
| Georgetown | City | 0.3530% | $1,338 |
| Williamson County FM/Rd | County | 0.0443% | $168 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $6,886 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $449,829 would pay approximately $2,808 per month (principal and interest only, excluding taxes and insurance).