400 RIDGEWOOD DR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $314,727 and $384,407, with a best estimate of $365,264. That places the property below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$365,264
$354,458
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $314,727 and $384,407. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$9,222 for 44 sqft less living space and +$806 for being newer. Net adjustment: -$8,416.
Adjusted +$10,270 for 49 sqft more living space and +$403 for being newer. Net adjustment: +$10,673.
Adjusted -$75,031 for 358 sqft less living space and +$2,016 for being newer. Net adjustment: -$73,015.
Adjusted -$47,995 for 229 sqft less living space and +$3,226 for being newer. Net adjustment: -$44,769.
Adjusted +$14,252 for 68 sqft more living space. Net adjustment: +$14,252.
The Neighborhood
This home is valued 6.0% below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
typicalThis home is -6.0% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,442 across all districts. With a homestead exemption claimed, that drops to $4,843 — saving $1,599 per year. That's $404 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $3,724 |
| Williamson County | County | 0.3694% | $1,310 |
| Georgetown | City | 0.3530% | $1,251 |
| Williamson County FM/Rd | County | 0.0443% | $157 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $6,442 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $365,264 would pay approximately $2,280 per month (principal and interest only, excluding taxes and insurance).