321 RIDGECREST RD, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $330,377 and $614,401, with a best estimate of $590,404. That places the property above the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372, in a neighborhood that appreciated 15.7% over the past year.
Estimated Value Range
$590,404
$550,924
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G180580F - Oakcrest Estates (Riverside & Spring), this home's estimated market value is between $330,377 and $614,401. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$27,833 for 102 sqft less living space and +$62,005 for being newer. Net adjustment: +$34,172.
Adjusted +$35,474 for 130 sqft more living space and +$62,005 for being newer. Net adjustment: +$97,479.
Adjusted -$210,933 for 773 sqft less living space. Net adjustment: -$210,933.
Adjusted -$25,105 for 92 sqft less living space and +$53,147 for being newer. Net adjustment: +$28,042.
Adjusted -$33,291 for 122 sqft less living space and +$24,359 for being newer. Net adjustment: -$8,932.
The Neighborhood
This home is valued 5.7% above the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372. With 168 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 15.7% over the past year.
G180580F - Oakcrest Estates (Riverside & Spring)
typicalThis home is +5.7% above the subdivision median.
Tax Analysis
The estimated annual property tax is $9,617 across all districts. With a homestead exemption claimed, that drops to $7,955 — saving $1,662 per year. That's $663 per month a buyer should budget. The assessed value increased +14.5% vs the subdivision average of +15.7%. This increase gives a protest opportunity score of 30 out of 100 — it may be worth challenging the appraisal.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $5,560 |
| Williamson County | County | 0.3694% | $1,955 |
| Georgetown | City | 0.3530% | $1,868 |
| Williamson County FM/Rd | County | 0.0443% | $235 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $9,617 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $590,404 would pay approximately $3,685 per month (principal and interest only, excluding taxes and insurance).