4004 GAINER CT, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $283,426 and $440,471, with a best estimate of $327,178. That places the property above the H308403H - CENTRAL SOUTH OF 79 median of $306,864, in a neighborhood that declined 5.9% over the past year.
Estimated Value Range
$327,178
$305,664
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H308403H - CENTRAL SOUTH OF 79, this home's estimated market value is between $283,426 and $440,471. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$19,814 for 103 sqft more living space and +$8,858 for being newer. Net adjustment: +$28,672.
Adjusted +$119,458 for 621 sqft more living space and +$4,429 for being newer. Net adjustment: +$123,887.
Adjusted -$28,470 for 148 sqft less living space. Net adjustment: -$28,470.
Adjusted +$79,831 for 415 sqft more living space. Net adjustment: +$79,831.
Adjusted -$33,087 for 172 sqft less living space and +$13,287 for being newer. Net adjustment: -$19,800.
The Neighborhood
This home is in line with the H308403H - CENTRAL SOUTH OF 79 median of $306,864. Note that values in this subdivision declined 5.9% over the past year.
H308403H - CENTRAL SOUTH OF 79
typicalThis home is -0.4% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,611 across all districts. With a homestead exemption claimed, that drops to $4,867 — saving $1,744 per year. That's $406 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,684 |
| Hutto | City | 0.3859% | $1,180 |
| Williamson County | County | 0.3694% | $1,129 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $306 |
| Williamson County FM/Rd | County | 0.0443% | $135 |
| EWC Higher Ed Center | special | 0.0409% | $125 |
| Upper Brushy Creek WCID | Water | 0.0170% | $52 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $6,611 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $327,178 would pay approximately $2,042 per month (principal and interest only, excluding taxes and insurance).