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401 CONCHO RIVER DR, HUTTO, TX 78634

HUTTO, 78634 — williamson County

4 bed2 bath1,909 sqftBuilt 2024

Property at a Glance

This home is estimated between $363,022 and $370,891, with a best estimate of $366,625. That places the property above the H315322C - Southgate median of $352,834, in a neighborhood that declined 3.8% over the past year.

Estimated Value Range

$363,022 $370,891
Best Estimate
$366,625
WCAD Value
$387,058
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H315322C - Southgate, this home's estimated market value is between $363,022 and $370,891. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

601 CONCHO RIVER DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,976 sqft Built 2022
Raw Value $355,942
Adjusted Value $363,022

Adjusted -$12,233 for 67 sqft less living space and +$19,313 for being newer. Net adjustment: +$7,080.

620 CONCHO RIVER DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,976 sqft Built 2021
Raw Value $352,834
Adjusted Value $369,570

Adjusted -$12,233 for 67 sqft less living space and +$28,969 for being newer. Net adjustment: +$16,736.

608 CONCHO RIVER DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 2,000 sqft Built 2021
Raw Value $358,537
Adjusted Value $370,891

Adjusted -$16,615 for 91 sqft less living space and +$28,969 for being newer. Net adjustment: +$12,354.

615 CONCHO RIVER DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 2,000 sqft Built 2021
Raw Value $352,877
Adjusted Value $365,231

Adjusted -$16,615 for 91 sqft less living space and +$28,969 for being newer. Net adjustment: +$12,354.

627 CONCHO RIVER DR, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,926 sqft Built 2021
Raw Value $340,760
Adjusted Value $366,625

Adjusted -$3,104 for 17 sqft less living space and +$28,969 for being newer. Net adjustment: +$25,865.

The Neighborhood

This home is valued 9.7% above the H315322C - Southgate median of $352,834. With 267 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 3.8% over the past year.

H315322C - Southgate

typical
267 Properties
$352,834 Median Value
-3.8% YoY Change
0% Have Pool
100% Have Garage
This Home
$387,058
Median
$352,834

This home is +9.7% above the subdivision median.

Tax Analysis

The estimated annual property tax is $8,371 across all districts. With a homestead exemption claimed, that drops to $6,612 — saving $1,759 per year. That's $551 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$4,665
HuttoCity0.3859%$1,494
Williamson CountyCounty0.3694%$1,430
Williamson County ESD #3 - HuttoESD0.1000%$387
Williamson County FM/RdCounty0.0443%$172
EWC Higher Ed Centerspecial0.0409%$158
Upper Brushy Creek WCIDWater0.0170%$66
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1628%$8,371

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $366,625 would pay approximately $2,288 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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