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307 BEAR OAK ST, HUTTO, TX 78634

HUTTO, 78634 — williamson County

5 bed3 bath1,608 sqftBuilt 2022

Property at a Glance

This home is estimated between $308,195 and $437,755, with a best estimate of $421,171. That places the property below the H115421C - HIGHLANDS NORTH median of $422,468, in a neighborhood that declined 3.9% over the past year.

Estimated Value Range

$308,195 $437,755
Best Estimate
$421,171
WCAD Value
$428,935
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H115421C - HIGHLANDS NORTH, this home's estimated market value is between $308,195 and $437,755. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

309 BEAR OAK ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,883 sqft Built 2023
Raw Value $378,085
Adjusted Value $308,195

Adjusted -$57,618 for 275 sqft less living space and -$12,272 for being older. Net adjustment: -$69,890.

302 BEAR OAK ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
5 bed 3 bath 1,608 sqft Built 2022
Raw Value $431,451
Adjusted Value $431,451

This comparable closely matches the subject property's features.

405 BEAR OAK ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 1,788 sqft Built 2023
Raw Value $471,157
Adjusted Value $421,171

Adjusted -$37,714 for 180 sqft less living space and -$12,272 for being older. Net adjustment: -$49,986.

301 BEAR OAK ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
5 bed 3 bath 1,788 sqft Built 2023
Raw Value $487,741
Adjusted Value $437,755

Adjusted -$37,714 for 180 sqft less living space and -$12,272 for being older. Net adjustment: -$49,986.

401 BEAR OAK ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 1,901 sqft Built 2023
Raw Value $387,039
Adjusted Value $313,377

Adjusted -$61,390 for 293 sqft less living space and -$12,272 for being older. Net adjustment: -$73,662.

The Neighborhood

This home is valued 1.5% above the H115421C - HIGHLANDS NORTH median of $422,468. With 480 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 3.9% over the past year.

H115421C - HIGHLANDS NORTH

typical
480 Properties
$422,468 Median Value
-3.9% YoY Change
0% Have Pool
100% Have Garage
This Home
$428,935
Median
$422,468

This home is +1.5% above the subdivision median.

Tax Analysis

The estimated annual property tax is $9,277 across all districts. With a homestead exemption claimed, that drops to $7,510 — saving $1,767 per year. That's $626 per month a buyer should budget. The assessed value increased +2.2% vs the subdivision average of -3.9%. This above-average increase gives a protest opportunity score of 31 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$5,170
HuttoCity0.3859%$1,655
Williamson CountyCounty0.3694%$1,585
Williamson County ESD #3 - HuttoESD0.1000%$429
Williamson County FM/RdCounty0.0443%$190
EWC Higher Ed Centerspecial0.0409%$175
Lower Brushy Creek WCIDWater0.0169%$73
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1627%$9,277
31 / 100

Some opportunity.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $421,171 would pay approximately $2,629 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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