408 OSIER PASS, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $302,043 and $423,105, with a best estimate of $410,572. That places the property above the H406420C - Cross Creek median of $379,634, in a neighborhood that declined 4.2% over the past year.
Estimated Value Range
$410,572
$412,917
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H406420C - Cross Creek, this home's estimated market value is between $302,043 and $423,105. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$24,556 for 116 sqft more living space. Net adjustment: +$24,556.
Adjusted -$3,599 for 17 sqft less living space. Net adjustment: -$3,599.
Adjusted -$847 for 4 sqft less living space. Net adjustment: -$847.
Adjusted -$86,159 for 407 sqft less living space and +$10,996 for being newer. Net adjustment: -$75,163.
Adjusted -$40,010 for 189 sqft less living space. Net adjustment: -$40,010.
The Neighborhood
This home is valued 8.8% above the H406420C - Cross Creek median of $379,634. With 489 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 4.2% over the past year.
H406420C - Cross Creek
typicalThis home is +8.8% above the subdivision median.
Tax Analysis
The estimated annual property tax is $8,930 across all districts. With a homestead exemption claimed, that drops to $7,167 — saving $1,763 per year. That's $597 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,976 |
| Hutto | City | 0.3859% | $1,594 |
| Williamson County | County | 0.3694% | $1,526 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $413 |
| Williamson County FM/Rd | County | 0.0443% | $183 |
| EWC Higher Ed Center | special | 0.0409% | $169 |
| Lower Brushy Creek WCID | Water | 0.0169% | $70 |
| Cross Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $8,930 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $410,572 would pay approximately $2,563 per month (principal and interest only, excluding taxes and insurance).