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1220 HIGHLAND RIDGE RD, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath1,595 sqftBuilt 2021

Property at a Glance

This home is estimated between $342,919 and $498,246, with a best estimate of $371,208. That places the property below the I448514C - Oaks of San Gabriel median of $483,914, in a neighborhood that appreciated 5.1% over the past year.

Estimated Value Range

$342,919 $498,246
Best Estimate
$371,208
WCAD Value
$371,203
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in I448514C - Oaks of San Gabriel, this home's estimated market value is between $342,919 and $498,246. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

1300 HIGHLAND RIDGE RD, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
4 bed 2 bath 1,770 sqft Built 2021
Raw Value $390,611
Adjusted Value $349,175

Adjusted -$41,436 for 175 sqft less living space. Net adjustment: -$41,436.

1216 HIGHLAND RIDGE RD, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
3 bed 2 bath 2,224 sqft Built 2021
Raw Value $520,139
Adjusted Value $371,208

Adjusted -$148,931 for 629 sqft less living space. Net adjustment: -$148,931.

1212 HIGHLAND RIDGE RD, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,813 sqft Built 2021
Raw Value $394,536
Adjusted Value $342,919

Adjusted -$51,617 for 218 sqft less living space. Net adjustment: -$51,617.

1304 HIGHLAND RIDGE RD, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 2,206 sqft Built 2020
Raw Value $521,940
Adjusted Value $387,325

Adjusted -$144,669 for 611 sqft less living space and +$10,054 for being newer. Net adjustment: -$134,615.

1208 HIGHLAND RIDGE RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 3 bath 1,706 sqft Built 2021
Raw Value $524,528
Adjusted Value $498,246

Adjusted -$26,282 for 111 sqft less living space. Net adjustment: -$26,282.

The Neighborhood

This home is valued 23.3% below the I448514C - Oaks of San Gabriel median of $483,914. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 5.1% over the past year.

I448514C - Oaks of San Gabriel

below average
872 Properties
$483,914 Median Value
+5.1% YoY Change
1% Have Pool
100% Have Garage
This Home
$371,203
Median
$483,914

This home is -23.3% below the subdivision median.

Tax Analysis

The estimated annual property tax is $9,062 across all districts. With a homestead exemption claimed, that drops to $7,259 — saving $1,803 per year. That's $605 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Liberty Hill ISDSchool1.2389%$4,599
West Williamson County MUD #1MUD0.7140%$2,650
Williamson CountyCounty0.3694%$1,371
Williamson County ESD #4 - Liberty HillESD0.0745%$277
Williamson County FM/RdCounty0.0443%$165
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.4412%$9,062

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $371,208 would pay approximately $2,317 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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