104 BEAR OAK ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $297,995 and $370,361, with a best estimate of $339,415. That places the property below the H115406G - HUTTO HIGHLANDS median of $356,577, in a neighborhood that declined 7.1% over the past year.
Estimated Value Range
$339,415
$334,348
Based on 5 comparable properties(4 in the same subdivision)
Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $297,995 and $370,361. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted -$80,569 for 443 sqft less living space. Net adjustment: -$80,569.
Adjusted -$4,001 for 22 sqft less living space and -$3,723 for being older. Net adjustment: -$7,724.
Adjusted -$10,549 for 58 sqft less living space. Net adjustment: -$10,549.
Adjusted -$78,933 for 434 sqft less living space. Net adjustment: -$78,933.
Adjusted +$40,558 for 223 sqft more living space. Net adjustment: +$40,558.
The Neighborhood
This home is valued 6.2% below the H115406G - HUTTO HIGHLANDS median of $356,577. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 7.1% over the past year.
H115406G - HUTTO HIGHLANDS
typicalThis home is -6.2% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,231 across all districts. With a homestead exemption claimed, that drops to $5,482 — saving $1,749 per year. That's $457 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,030 |
| Hutto | City | 0.3859% | $1,290 |
| Williamson County | County | 0.3694% | $1,235 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $334 |
| Williamson County FM/Rd | County | 0.0443% | $148 |
| EWC Higher Ed Center | special | 0.0409% | $137 |
| Lower Brushy Creek WCID | Water | 0.0169% | $57 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $7,231 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $339,415 would pay approximately $2,119 per month (principal and interest only, excluding taxes and insurance).