1010 HAY NEEDLE LOOP, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $221,476 and $443,804, with a best estimate of $316,678. That places the property below the H317316D - HUTTO CROSSING median of $397,090, in a neighborhood that declined 5.0% over the past year.
Estimated Value Range
$316,678
$465,569
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H317316D - HUTTO CROSSING, this home's estimated market value is between $221,476 and $443,804. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$114,811 for 570 sqft less living space. Net adjustment: -$114,811.
Adjusted -$140,593 for 698 sqft less living space. Net adjustment: -$140,593.
Adjusted -$228,211 for 1,133 sqft less living space and -$5,559 for being older. Net adjustment: -$233,770.
Adjusted +$11,078 for 55 sqft more living space and -$5,559 for being older. Net adjustment: +$5,519.
Adjusted -$39,277 for 195 sqft less living space and -$5,559 for being older. Net adjustment: -$44,836.
The Neighborhood
This home is valued 17.2% above the H317316D - HUTTO CROSSING median of $397,090. With 709 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.0% over the past year.
H317316D - HUTTO CROSSING
above averageThis home is +17.2% above the subdivision median.
Tax Analysis
The estimated annual property tax is $10,069 across all districts. With a homestead exemption claimed, that drops to $8,296 — saving $1,773 per year. That's $691 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $5,611 |
| Hutto | City | 0.3859% | $1,797 |
| Williamson County | County | 0.3694% | $1,720 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $466 |
| Williamson County FM/Rd | County | 0.0443% | $206 |
| EWC Higher Ed Center | special | 0.0409% | $190 |
| Upper Brushy Creek WCID | Water | 0.0170% | $79 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $10,069 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $316,678 would pay approximately $1,977 per month (principal and interest only, excluding taxes and insurance).