402 RIDGEWOOD DR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $310,972 and $400,726, with a best estimate of $362,874. That places the property below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$362,874
$361,968
Based on 5 comparable properties(4 in the same subdivision)
Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $310,972 and $400,726. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted +$23,473 for 112 sqft more living space and -$806 for being older. Net adjustment: +$22,667.
Adjusted +$9,222 for 44 sqft more living space and -$806 for being older. Net adjustment: +$8,416.
Adjusted -$65,809 for 314 sqft less living space and +$1,210 for being newer. Net adjustment: -$64,599.
Adjusted -$68,744 for 328 sqft less living space and +$806 for being newer. Net adjustment: -$67,938.
Adjusted -$37,516 for 179 sqft less living space and -$806 for being older. Net adjustment: -$38,322.
The Neighborhood
This home is valued 4.0% below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
typicalThis home is -4.0% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,578 across all districts. With a homestead exemption claimed, that drops to $4,977 — saving $1,601 per year. That's $415 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $3,803 |
| Williamson County | County | 0.3694% | $1,337 |
| Georgetown | City | 0.3530% | $1,278 |
| Williamson County FM/Rd | County | 0.0443% | $160 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $6,578 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $362,874 would pay approximately $2,265 per month (principal and interest only, excluding taxes and insurance).