114 RIDGE OAK DR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $329,130 and $464,956, with a best estimate of $407,753. That places the property above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$407,753
$369,521
Based on 5 comparable properties(4 in the same subdivision)
Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $329,130 and $464,956. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted +$60,779 for 290 sqft more living space. Net adjustment: +$60,779.
Adjusted -$69,792 for 333 sqft less living space. Net adjustment: -$69,792.
Adjusted -$24,102 for 115 sqft less living space. Net adjustment: -$24,102.
Adjusted +$55,330 for 264 sqft more living space. Net adjustment: +$55,330.
Adjusted +$61,827 for 295 sqft more living space. Net adjustment: +$61,827.
The Neighborhood
This home is valued 2.0% below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
typicalThis home is -2.0% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,716 across all districts. With a homestead exemption claimed, that drops to $5,111 — saving $1,605 per year. That's $426 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $3,882 |
| Williamson County | County | 0.3694% | $1,365 |
| Georgetown | City | 0.3530% | $1,304 |
| Williamson County FM/Rd | County | 0.0443% | $164 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $6,716 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $407,753 would pay approximately $2,545 per month (principal and interest only, excluding taxes and insurance).