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116 SPANISH OAK CIR, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath1,916 sqftBuilt 1980

Property at a Glance

This home is estimated between $403,245 and $510,277, with a best estimate of $454,708. That places the property above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.

Estimated Value Range

$403,245 $510,277
Best Estimate
$454,708
WCAD Value
$390,510
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $403,245 and $510,277. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

114 SPANISH OAK CIR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,740 sqft Built 1980
Raw Value $429,897
Adjusted Value $466,784

Adjusted +$36,887 for 176 sqft more living space. Net adjustment: +$36,887.

118 SPANISH OAK CIR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,336 sqft Built 1980
Raw Value $333,149
Adjusted Value $454,708

Adjusted +$121,559 for 580 sqft more living space. Net adjustment: +$121,559.

110 SPANISH OAK CIR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 2 bath 1,585 sqft Built 1978
Raw Value $440,099
Adjusted Value $510,277

Adjusted +$69,372 for 331 sqft more living space and +$806 for being newer. Net adjustment: +$70,178.

112 SPANISH OAK CIR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
2 bed 2 bath 1,603 sqft Built 1973
Raw Value $334,823
Adjusted Value $403,245

Adjusted +$65,600 for 313 sqft more living space and +$2,822 for being newer. Net adjustment: +$68,422.

125 SPANISH OAK CIR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,686 sqft Built 1980
Raw Value $375,023
Adjusted Value $423,227

Adjusted +$48,204 for 230 sqft more living space. Net adjustment: +$48,204.

The Neighborhood

This home is valued 3.5% above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. With 358 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 0.4% over the past year.

G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5

typical
358 Properties
$377,162 Median Value
-0.4% YoY Change
4% Have Pool
96% Have Garage
This Home
$390,510
Median
$377,162

This home is +3.5% above the subdivision median.

Tax Analysis

The estimated annual property tax is $7,097 across all districts. With a homestead exemption claimed, that drops to $5,485 — saving $1,612 per year. That's $457 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$4,103
Williamson CountyCounty0.3694%$1,443
GeorgetownCity0.3530%$1,379
Williamson County FM/RdCounty0.0443%$173
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$7,097

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $454,708 would pay approximately $2,838 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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