109 SHADY OAK DR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $395,103 and $453,094, with a best estimate of $429,883. That places the property above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$429,883
$382,222
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $395,103 and $453,094. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$13,623 for 65 sqft more living space and -$3,226 for being older. Net adjustment: +$10,397.
Adjusted +$72,516 for 346 sqft more living space and -$3,226 for being older. Net adjustment: +$69,290.
Adjusted +$29,761 for 142 sqft more living space and -$3,226 for being older. Net adjustment: +$26,535.
Adjusted +$64,761 for 309 sqft more living space and -$3,226 for being older. Net adjustment: +$61,535.
Adjusted +$103,115 for 492 sqft more living space and -$3,226 for being older. Net adjustment: +$99,889.
The Neighborhood
This home is valued 1.3% above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. With 358 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
typicalThis home is +1.3% above the subdivision median.
Tax Analysis
The estimated annual property tax is $6,946 across all districts. With a homestead exemption claimed, that drops to $5,338 — saving $1,608 per year. That's $445 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $4,016 |
| Williamson County | County | 0.3694% | $1,412 |
| Georgetown | City | 0.3530% | $1,349 |
| Williamson County FM/Rd | County | 0.0443% | $169 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $6,946 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $429,883 would pay approximately $2,683 per month (principal and interest only, excluding taxes and insurance).