120 SPANISH OAK CIR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $322,246 and $409,953, with a best estimate of $346,116. That places the property below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$346,116
$358,353
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $322,246 and $409,953. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$79,223 for 378 sqft more living space and -$2,419 for being older. Net adjustment: +$76,804.
Adjusted -$11,737 for 56 sqft less living space and +$403 for being newer. Net adjustment: -$11,334.
Adjusted -$25,150 for 120 sqft less living space and -$2,419 for being older. Net adjustment: -$27,569.
Adjusted -$44,222 for 211 sqft less living space and -$1,613 for being older. Net adjustment: -$45,835.
Adjusted -$73,983 for 353 sqft less living space and -$2,419 for being older. Net adjustment: -$76,402.
The Neighborhood
This home is valued 5.0% below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
typicalThis home is -5.0% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,513 across all districts. With a homestead exemption claimed, that drops to $4,912 — saving $1,601 per year. That's $409 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $3,765 |
| Williamson County | County | 0.3694% | $1,324 |
| Georgetown | City | 0.3530% | $1,265 |
| Williamson County FM/Rd | County | 0.0443% | $159 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $6,513 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $346,116 would pay approximately $2,160 per month (principal and interest only, excluding taxes and insurance).