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400 SOUTHCROSS RD, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed1,592 sqftBuilt 1984

Property at a Glance

This home is estimated between $268,573 and $483,740, with a best estimate of $384,646. That places the property below the G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest median of $547,832, in a neighborhood that declined 8.5% over the past year.

Estimated Value Range

$268,573 $483,740
Best Estimate
$384,646
WCAD Value
$451,631
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest, this home's estimated market value is between $268,573 and $483,740. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

404 SOUTHCROSS RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,615 sqft Built 1984
Raw Value $390,581
Adjusted Value $384,646

Adjusted -$5,935 for 23 sqft less living space. Net adjustment: -$5,935.

401 SOUTHCROSS RD, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
3 bed 2 bath 1,630 sqft Built 1994
Raw Value $348,257
Adjusted Value $268,573

Adjusted -$9,806 for 38 sqft less living space and -$69,878 for being older. Net adjustment: -$79,684.

500 WOODWAY DR, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
4 bed 2 bath 1,726 sqft Built 1978
Raw Value $431,896
Adjusted Value $439,242

Adjusted -$34,581 for 134 sqft less living space and +$41,927 for being newer. Net adjustment: +$7,346.

405 SOUTHCROSS RD, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
3 bed 2 bath 1,685 sqft Built 1980
Raw Value $303,193
Adjusted Value $307,144

Adjusted -$24,000 for 93 sqft less living space and +$27,951 for being newer. Net adjustment: +$3,951.

317 SOUTHCROSS RD, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
3 bed 2 bath 1,385 sqft Built 1980
Raw Value $380,038
Adjusted Value $483,740

Adjusted +$53,419 for 207 sqft more living space and +$27,951 for being newer and +$22,332 for having a garage. Net adjustment: +$103,702.

The Neighborhood

This home is valued 17.6% below the G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest median of $547,832. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 8.5% over the past year.

G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest

below average
234 Properties
$547,832 Median Value
-8.5% YoY Change
4% Have Pool
73% Have Garage
This Home
$451,631
Median
$547,832

This home is -17.6% below the subdivision median.

Tax Analysis

The estimated annual property tax is $7,025 across all districts. With a homestead exemption claimed, that drops to $5,471 — saving $1,554 per year. That's $456 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$4,745
Williamson CountyCounty0.3694%$1,669
Williamson County ESD #8 - GeorgetownESD0.0912%$412
Williamson County FM/RdCounty0.0443%$200
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.5556%$7,025

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $384,646 would pay approximately $2,401 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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