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404 SOUTHCROSS RD, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath1,615 sqftBuilt 1984

Property at a Glance

This home is estimated between $313,080 and $457,566, with a best estimate of $375,814. That places the property below the G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest median of $547,832, in a neighborhood that declined 8.5% over the past year.

Estimated Value Range

$313,080 $457,566
Best Estimate
$375,814
WCAD Value
$390,581
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest, this home's estimated market value is between $313,080 and $457,566. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

408 SOUTHCROSS RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,911 sqft Built 1984
Raw Value $452,201
Adjusted Value $375,814

Adjusted -$76,387 for 296 sqft less living space. Net adjustment: -$76,387.

400 SOUTHCROSS RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 1,592 sqft Built 1984
Raw Value $451,631
Adjusted Value $457,566

Adjusted +$5,935 for 23 sqft more living space. Net adjustment: +$5,935.

405 SOUTHCROSS RD, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
3 bed 2 bath 1,685 sqft Built 1980
Raw Value $303,193
Adjusted Value $313,080

Adjusted -$18,064 for 70 sqft less living space and +$27,951 for being newer. Net adjustment: +$9,887.

411 SOUTHCROSS RD, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
3 bed 2 bath 1,483 sqft Built 1985
Raw Value $315,116
Adjusted Value $342,192

Adjusted +$34,064 for 132 sqft more living space and -$6,988 for being older. Net adjustment: +$27,076.

505 WOODWAY DR, GEORGETOWN, TX 78628
0.06 mi 100% similar Same subdivision
3 bed 2 bath 1,974 sqft Built 1980
Raw Value $449,529
Adjusted Value $384,835

Adjusted -$92,645 for 359 sqft less living space and +$27,951 for being newer. Net adjustment: -$64,694.

The Neighborhood

This home is valued 28.7% below the G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest median of $547,832. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 8.5% over the past year.

G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest

below average
234 Properties
$547,832 Median Value
-8.5% YoY Change
4% Have Pool
73% Have Garage
This Home
$390,581
Median
$547,832

This home is -28.7% below the subdivision median.

Tax Analysis

The estimated annual property tax is $6,076 across all districts. With a homestead exemption claimed, that drops to $4,533 — saving $1,543 per year. That's $378 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$4,103
Williamson CountyCounty0.3694%$1,443
Williamson County ESD #8 - GeorgetownESD0.0912%$356
Williamson County FM/RdCounty0.0443%$173
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.5556%$6,076

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $375,814 would pay approximately $2,346 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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