132 RIDGECREST RD, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $358,457 and $483,056, with a best estimate of $410,424. That places the property below the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372, in a neighborhood that appreciated 15.7% over the past year.
Estimated Value Range
$410,424
$451,027
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G180580F - Oakcrest Estates (Riverside & Spring), this home's estimated market value is between $358,457 and $483,056. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$76,678 for 281 sqft less living space and +$11,072 for being newer. Net adjustment: -$65,606.
Adjusted -$90,049 for 330 sqft less living space. Net adjustment: -$90,049.
Adjusted -$29,743 for 109 sqft less living space. Net adjustment: -$29,743.
Adjusted -$115,699 for 424 sqft less living space. Net adjustment: -$115,699.
Adjusted +$14,190 for 52 sqft more living space and +$11,072 for being newer. Net adjustment: +$25,262.
The Neighborhood
This home is valued 13.5% below the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 15.7% over the past year.
G180580F - Oakcrest Estates (Riverside & Spring)
typicalThis home is -13.5% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,317 across all districts. With a homestead exemption claimed, that drops to $5,700 — saving $1,617 per year. That's $475 per month a buyer should budget. The assessed value increased +20.6% vs the subdivision average of +15.7%. This above-average increase gives a protest opportunity score of 70 out of 100 — it may be worth challenging the appraisal.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $4,230 |
| Williamson County | County | 0.3694% | $1,487 |
| Georgetown | City | 0.3530% | $1,421 |
| Williamson County FM/Rd | County | 0.0443% | $178 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $7,317 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $410,424 would pay approximately $2,562 per month (principal and interest only, excluding taxes and insurance).