128 RIDGECREST RD, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $474,478 and $573,104, with a best estimate of $547,800. That places the property above the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372, in a neighborhood that appreciated 15.7% over the past year.
Estimated Value Range
$547,800
$472,535
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G180580F - Oakcrest Estates (Riverside & Spring), this home's estimated market value is between $474,478 and $573,104. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$118,155 for 433 sqft more living space. Net adjustment: +$118,155.
Adjusted +$104,238 for 382 sqft more living space and +$11,072 for being newer. Net adjustment: +$115,310.
Adjusted +$90,049 for 330 sqft more living space. Net adjustment: +$90,049.
Adjusted +$5,185 for 19 sqft more living space and +$4,429 for being newer. Net adjustment: +$9,614.
Adjusted +$45,297 for 166 sqft more living space. Net adjustment: +$45,297.
The Neighborhood
This home is valued 9.4% below the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 15.7% over the past year.
G180580F - Oakcrest Estates (Riverside & Spring)
typicalThis home is -9.4% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,930 across all districts. With a homestead exemption claimed, that drops to $6,302 — saving $1,628 per year. That's $525 per month a buyer should budget. The assessed value increased +19.1% vs the subdivision average of +15.7%. This above-average increase gives a protest opportunity score of 57 out of 100 — it may be worth challenging the appraisal.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $4,584 |
| Williamson County | County | 0.3694% | $1,612 |
| Georgetown | City | 0.3530% | $1,540 |
| Williamson County FM/Rd | County | 0.0443% | $193 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $7,930 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $547,800 would pay approximately $3,419 per month (principal and interest only, excluding taxes and insurance).