108 RIDGECREST RD, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $462,523 and $514,202, with a best estimate of $489,487. That places the property below the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372, in a neighborhood that appreciated 15.7% over the past year.
Estimated Value Range
$489,487
$457,703
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G180580F - Oakcrest Estates (Riverside & Spring), this home's estimated market value is between $462,523 and $514,202. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$79,952 for 293 sqft more living space and +$13,287 for being newer. Net adjustment: +$93,239.
Adjusted +$36,565 for 134 sqft more living space and -$11,072 for being older. Net adjustment: +$25,493.
Adjusted -$182,008 for 667 sqft less living space and -$11,072 for being older. Net adjustment: -$193,080.
Adjusted -$61,943 for 227 sqft less living space and +$11,072 for being newer. Net adjustment: -$50,871.
Adjusted -$37,657 for 138 sqft less living space. Net adjustment: -$37,657.
The Neighborhood
This home is valued 12.2% below the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 15.7% over the past year.
G180580F - Oakcrest Estates (Riverside & Spring)
typicalThis home is -12.2% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,636 across all districts. With a homestead exemption claimed, that drops to $6,013 — saving $1,623 per year. That's $501 per month a buyer should budget. The assessed value increased +19.8% vs the subdivision average of +15.7%. This above-average increase gives a protest opportunity score of 61 out of 100 — it may be worth challenging the appraisal.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $4,414 |
| Williamson County | County | 0.3694% | $1,552 |
| Georgetown | City | 0.3530% | $1,483 |
| Williamson County FM/Rd | County | 0.0443% | $186 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $7,636 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $489,487 would pay approximately $3,055 per month (principal and interest only, excluding taxes and insurance).