407 FARM CREEK DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $333,312 and $490,236, with a best estimate of $345,955. That places the property below the H120406G - EMORY FARMS median of $392,662, in a neighborhood that declined 7.0% over the past year.
Estimated Value Range
$345,955
$381,221
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H120406G - EMORY FARMS, this home's estimated market value is between $333,312 and $490,236. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$20,558 for 114 sqft less living space. Net adjustment: -$20,558.
Adjusted +$57,526 for 319 sqft more living space and -$3,480 for being older. Net adjustment: +$54,046.
Adjusted +$56,805 for 315 sqft more living space. Net adjustment: +$56,805.
Adjusted -$2,525 for 14 sqft less living space and +$3,480 for being newer. Net adjustment: +$955.
Adjusted -$14,968 for 83 sqft less living space. Net adjustment: -$14,968.
The Neighborhood
This home is valued 2.9% below the H120406G - EMORY FARMS median of $392,662. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 7.0% over the past year.
H120406G - EMORY FARMS
typicalThis home is -2.9% below the subdivision median.
Tax Analysis
The estimated annual property tax is $8,245 across all districts. With a homestead exemption claimed, that drops to $6,487 — saving $1,758 per year. That's $541 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,594 |
| Hutto | City | 0.3859% | $1,471 |
| Williamson County | County | 0.3694% | $1,408 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $381 |
| Williamson County FM/Rd | County | 0.0443% | $169 |
| EWC Higher Ed Center | special | 0.0409% | $156 |
| Upper Brushy Creek WCID | Water | 0.0170% | $65 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $8,245 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $345,955 would pay approximately $2,159 per month (principal and interest only, excluding taxes and insurance).