109 SPRING GARDEN DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $263,270 and $351,989, with a best estimate of $290,435. That places the property below the H103491H - Garden Park Sec 1 median of $388,608, in a neighborhood that appreciated 2.6% over the past year.
Estimated Value Range
$290,435
$362,085
Based on 5 comparable properties(1 in the same subdivision)
There are 5 comparable properties within range, but few are in H103491H - Garden Park Sec 1. The estimated range of $263,270 and $351,989 should be treated as a rough guide.
Comparable Properties (5)
Adjusted -$44,570 for 167 sqft less living space and +$19,369 for being newer. Net adjustment: -$25,201.
Adjusted -$73,928 for 277 sqft less living space and -$13,559 for being older and -$6,235 for no pool. Net adjustment: -$93,722.
Adjusted -$67,256 for 252 sqft less living space and -$5,811 for being older. Net adjustment: -$73,067.
Adjusted -$5,872 for 22 sqft less living space and -$58,108 for being older. Net adjustment: -$63,980.
Adjusted -$61,117 for 229 sqft less living space and -$15,496 for being older. Net adjustment: -$76,613.
The Neighborhood
This home is valued 6.8% below the H103491H - Garden Park Sec 1 median of $388,608. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 2.6% over the past year.
H103491H - Garden Park Sec 1
typicalThis home is -6.8% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,434 across all districts. With a homestead exemption claimed, that drops to $4,680 — saving $1,754 per year. That's $390 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,364 |
| Williamson County | County | 0.3694% | $1,338 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $362 |
| Williamson County FM/Rd | County | 0.0443% | $161 |
| EWC Higher Ed Center | special | 0.0409% | $148 |
| Upper Brushy Creek WCID | Water | 0.0170% | $62 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.7768% | $6,434 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $290,435 would pay approximately $1,813 per month (principal and interest only, excluding taxes and insurance).