103 COTTONWOOD DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $234,185 and $366,036, with a best estimate of $286,611. That places the property above the H202499H - Clark's Crossing Sec 1,2,3 median of $267,669, in a neighborhood that declined 6.6% over the past year.
Estimated Value Range
$286,611
$259,689
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H202499H - Clark's Crossing Sec 1,2,3, this home's estimated market value is between $234,185 and $366,036. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$41,774 for 213 sqft more living space and -$253 for being older. Net adjustment: +$41,521.
Adjusted +$19,220 for 98 sqft more living space. Net adjustment: +$19,220.
Adjusted -$35,891 for 183 sqft less living space and -$84 for being older. Net adjustment: -$35,975.
Adjusted -$47,854 for 244 sqft less living space and +$60,193 for having a garage. Net adjustment: +$12,339.
Adjusted +$37,067 for 189 sqft more living space and -$1,435 for being older. Net adjustment: +$35,632.
The Neighborhood
This home is valued 3.0% below the H202499H - Clark's Crossing Sec 1,2,3 median of $267,669. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 6.6% over the past year.
H202499H - Clark's Crossing Sec 1,2,3
typicalThis home is -3.0% below the subdivision median.
Tax Analysis
The estimated annual property tax is $5,616 across all districts. With a homestead exemption claimed, that drops to $3,881 — saving $1,735 per year. That's $323 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,130 |
| Hutto | City | 0.3859% | $1,002 |
| Williamson County | County | 0.3694% | $959 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $260 |
| Williamson County FM/Rd | County | 0.0443% | $115 |
| EWC Higher Ed Center | special | 0.0409% | $106 |
| Lower Brushy Creek WCID | Water | 0.0169% | $44 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $5,616 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $286,611 would pay approximately $1,789 per month (principal and interest only, excluding taxes and insurance).