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851 CR 462, ELGIN, TX 78621

ELGIN, 78621 — williamson County

2 bed1 bath837 sqftBuilt 1930

Property at a Glance

This home is estimated between $-195,335 and $629,721, with a best estimate of $-88,061. That places the property below the T705350I - SCO-COUPLAND median of $418,832, in a neighborhood that declined 4.1% over the past year.

Estimated Value Range

$-195,335 $629,721
Best Estimate
$-88,061
WCAD Value
$115,304
Medium Confidence

Based on 5 comparable properties(3 in the same subdivision)

Based on 5 comparable properties (3 in the same subdivision, 2 nearby), the estimated range is $-195,335 and $629,721. More comparables in the same subdivision would strengthen this estimate.

Comparable Properties (5)

4850 CR 467, ELGIN, TX 78621
0.00 mi 100% similar Same subdivision
2 bed 1 bath 1,011 sqft Built 1930
Raw Value $669,919
Adjusted Value $629,721

Adjusted -$40,198 for 174 sqft less living space. Net adjustment: -$40,198.

750 COUNTY ROAD 484, ELGIN, TX 78621
0.00 mi 78% similar Same subdivision
3 bed 680 sqft Built 2019
Raw Value $198,623
Adjusted Value $-88,061

Adjusted +$36,271 for 157 sqft more living space and -$322,955 for being older. Net adjustment: -$286,684.

3904 CR 460, ELGIN, TX 78621
0.00 mi 74% similar
3 bed 798 sqft Built 2018
Raw Value $114,982
Adjusted Value $-195,335

Adjusted +$9,010 for 39 sqft more living space and -$319,327 for being older. Net adjustment: -$310,317.

4755 CR 480, ELGIN, TX 78621
0.00 mi 74% similar
3 bed 880 sqft Built 1994
Raw Value $79,716
Adjusted Value $-162,456

Adjusted -$9,934 for 43 sqft less living space and -$232,238 for being older. Net adjustment: -$242,172.

2187 CR 464, ELGIN, TX 78621
0.00 mi 72% similar Same subdivision
3 bed 1,230 sqft Built 2022
Raw Value $598,714
Adjusted Value $174,081

Adjusted -$90,792 for 393 sqft less living space and -$333,841 for being older. Net adjustment: -$424,633.

The Neighborhood

This home is valued 72.5% below the T705350I - SCO-COUPLAND median of $418,832. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 4.1% over the past year.

T705350I - SCO-COUPLAND

outlier low
561 Properties
$418,832 Median Value
-4.1% YoY Change
2% Have Pool
26% Have Garage
This Home
$115,304
Median
$418,832

This home is -72.5% below the subdivision median.

Tax Analysis

The estimated annual property tax is $1,952 across all districts. With a homestead exemption claimed, that drops to $591 — saving $1,361 per year. That's $49 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Coupland ISDSchool1.1622%$1,340
Williamson CountyCounty0.3694%$426
Williamson County ESD #10 - CouplandESD0.1000%$115
Williamson County FM/RdCounty0.0443%$51
Lower Brushy Creek WCIDWater0.0169%$20
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.6929%$1,952

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $-88,061 would pay approximately $-550 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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