102 OSTRACODA LN, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $258,377 and $384,453, with a best estimate of $278,135. That places the property below the H406420C - Cross Creek median of $379,634, in a neighborhood that declined 4.2% over the past year.
Estimated Value Range
$278,135
$438,158
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H406420C - Cross Creek, this home's estimated market value is between $258,377 and $384,453. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$56,310 for 266 sqft less living space. Net adjustment: -$56,310.
Adjusted -$101,612 for 480 sqft less living space. Net adjustment: -$101,612.
Adjusted -$63,296 for 299 sqft less living space. Net adjustment: -$63,296.
Adjusted -$28,155 for 133 sqft less living space. Net adjustment: -$28,155.
Adjusted -$103,306 for 488 sqft less living space. Net adjustment: -$103,306.
The Neighborhood
This home is valued 15.4% above the H406420C - Cross Creek median of $379,634. With 489 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 4.2% over the past year.
H406420C - Cross Creek
above averageThis home is +15.4% above the subdivision median.
Tax Analysis
The estimated annual property tax is $9,476 across all districts. With a homestead exemption claimed, that drops to $7,708 — saving $1,768 per year. That's $642 per month a buyer should budget. The assessed value increased +9.7% vs the subdivision average of -4.2%. This above-average increase gives a protest opportunity score of 65 out of 100 — it may be worth challenging the appraisal.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $5,281 |
| Hutto | City | 0.3859% | $1,691 |
| Williamson County | County | 0.3694% | $1,619 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $438 |
| Williamson County FM/Rd | County | 0.0443% | $194 |
| EWC Higher Ed Center | special | 0.0409% | $179 |
| Lower Brushy Creek WCID | Water | 0.0169% | $74 |
| Cross Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $9,476 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $278,135 would pay approximately $1,736 per month (principal and interest only, excluding taxes and insurance).