145 FINSTOWN ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $397,243 and $483,934, with a best estimate of $427,824. That places the property below the H404513C - Star Ranch Sec 7 - Pacesetter and Clark Wilson median of $436,276, in a neighborhood that declined 3.4% over the past year.
Estimated Value Range
$427,824
$449,490
Based on 5 comparable properties(4 in the same subdivision)
Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $397,243 and $483,934. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted -$15,497 for 78 sqft less living space. Net adjustment: -$15,497.
Adjusted +$12,716 for 64 sqft more living space and -$1,560 for being older. Net adjustment: +$11,156.
Adjusted +$2,782 for 14 sqft more living space and -$2,600 for being older. Net adjustment: +$182.
Adjusted +$4,172 for 21 sqft more living space and -$1,040 for being older. Net adjustment: +$3,132.
Adjusted +$3,974 for 20 sqft more living space and -$1,560 for being older. Net adjustment: +$2,414.
The Neighborhood
This home is valued 3.0% above the H404513C - Star Ranch Sec 7 - Pacesetter and Clark Wilson median of $436,276. With 571 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 3.4% over the past year.
H404513C - Star Ranch Sec 7 - Pacesetter and Clark Wilson
typicalThis home is +3.0% above the subdivision median.
Tax Analysis
The estimated annual property tax is $12,028 across all districts. With a homestead exemption claimed, that drops to $10,257 — saving $1,771 per year. That's $855 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $5,417 |
| Williamson County MUD #22 | MUD | 0.8990% | $4,041 |
| Williamson County | County | 0.3694% | $1,661 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $449 |
| Williamson County FM/Rd | County | 0.0443% | $199 |
| EWC Higher Ed Center | special | 0.0409% | $184 |
| Upper Brushy Creek WCID | Water | 0.0170% | $76 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.6758% | $12,028 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $427,824 would pay approximately $2,670 per month (principal and interest only, excluding taxes and insurance).