1605 HIGHLAND RIDGE RD, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $367,543 and $630,352, with a best estimate of $478,611. That places the property below the I448514C - Oaks of San Gabriel median of $483,914, in a neighborhood that appreciated 5.1% over the past year.
Estimated Value Range
$478,611
$463,330
Based on 5 comparable properties(4 in the same subdivision)
Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $367,543 and $630,352. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted +$201,495 for 851 sqft more living space and -$30,163 for being older. Net adjustment: +$171,332.
Adjusted +$17,521 for 74 sqft more living space and -$80,435 for being older. Net adjustment: -$62,914.
Adjusted +$17,758 for 75 sqft more living space and +$20,109 for being newer. Net adjustment: +$37,867.
Adjusted -$7,103 for 30 sqft less living space. Net adjustment: -$7,103.
Adjusted -$52,090 for 220 sqft less living space. Net adjustment: -$52,090.
The Neighborhood
This home is valued 4.3% below the I448514C - Oaks of San Gabriel median of $483,914. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 5.1% over the past year.
I448514C - Oaks of San Gabriel
typicalThis home is -4.3% below the subdivision median.
Tax Analysis
The estimated annual property tax is $11,311 across all districts. With a homestead exemption claimed, that drops to $9,491 — saving $1,820 per year. That's $791 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Liberty Hill ISD | School | 1.2389% | $5,740 |
| West Williamson County MUD #1 | MUD | 0.7140% | $3,308 |
| Williamson County | County | 0.3694% | $1,712 |
| Williamson County ESD #4 - Liberty Hill | ESD | 0.0745% | $345 |
| Williamson County FM/Rd | County | 0.0443% | $205 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.4412% | $11,311 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $478,611 would pay approximately $2,987 per month (principal and interest only, excluding taxes and insurance).