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649 STRADA LUCA, FLORENCE, TX 76527

FLORENCE, 76527 — williamson County

4 bed4 bath3,266 sqftBuilt 2022

Property at a Glance

This home is estimated between $961,497 and $1,405,458, with a best estimate of $1,090,870. That places the property above the F112708A - VINEYARD AT FLORENCE median of $999,430, in a neighborhood that declined 1.9% over the past year.

Estimated Value Range

$961,497 $1,405,458
Best Estimate
$1,090,870
WCAD Value
$1,191,406
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in F112708A - VINEYARD AT FLORENCE, this home's estimated market value is between $961,497 and $1,405,458. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

645 STRADA LUCA, FLORENCE, TX 76527
0.05 mi 100% similar Same subdivision
5 bed 4 bath 4,029 sqft Built 2022
Raw Value $1,211,889
Adjusted Value $961,497

Adjusted -$250,392 for 763 sqft less living space. Net adjustment: -$250,392.

642 STRADA LUCA, FLORENCE, TX 76527
0.09 mi 100% similar Same subdivision
4 bed 4 bath 2,193 sqft Built 2022
Raw Value $1,053,334
Adjusted Value $1,405,458

Adjusted +$352,124 for 1,073 sqft more living space. Net adjustment: +$352,124.

638 STRADA LUCA, FLORENCE, TX 76527
0.14 mi 100% similar Same subdivision
6 bed 4 bath 2,822 sqft Built 2023
Raw Value $1,199,337
Adjusted Value $1,344,221

Adjusted +$145,707 for 444 sqft more living space and -$823 for being older. Net adjustment: +$144,884.

637 STRADA LUCA, FLORENCE, TX 76527
0.14 mi 100% similar Same subdivision
4 bed 3 bath 3,282 sqft Built 2023
Raw Value $1,016,896
Adjusted Value $1,010,822

Adjusted -$5,251 for 16 sqft less living space and -$823 for being older. Net adjustment: -$6,074.

630 STRADA LUCA, FLORENCE, TX 76527
0.22 mi 100% similar Same subdivision
3 bed 3 bath 3,076 sqft Built 2023
Raw Value $1,029,341
Adjusted Value $1,090,870

Adjusted +$62,352 for 190 sqft more living space and -$823 for being older. Net adjustment: +$61,529.

The Neighborhood

This home is valued 19.2% above the F112708A - VINEYARD AT FLORENCE median of $999,430. With 31 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 1.9% over the past year.

F112708A - VINEYARD AT FLORENCE

above average
31 Properties
$999,430 Median Value
-1.9% YoY Change
0% Have Pool
90% Have Garage
This Home
$1,191,406
Median
$999,430

This home is +19.2% above the subdivision median.

Tax Analysis

The estimated annual property tax is $18,252 across all districts. With a homestead exemption claimed, that drops to $16,606 — saving $1,646 per year. That's $1,384 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Florence ISDSchool1.0182%$12,131
Williamson CountyCounty0.3694%$4,402
Williamson County ESD #7 - FlorenceESD0.1000%$1,191
Williamson County FM/RdCounty0.0443%$528
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.5320%$18,252

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $1,090,870 would pay approximately $6,809 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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