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448 SPEAR'S RANCH RD, JARRELL, TX 76537

JARRELL, 76537 — williamson County

4 bed2 bath1,320 sqftBuilt 2004

Property at a Glance

This home is estimated between $-30,815 and $21,427, with a best estimate of $-524. That places the property below the J103603C - SPEARS RANCH median of $1,101,875, in a neighborhood that declined 8.6% over the past year.

Estimated Value Range

$-30,815 $21,427
Best Estimate
$-524
WCAD Value
$748,211
Low Confidence

Based on 5 comparable properties(0 in the same subdivision)

There are 5 comparable properties within range, but none are in J103603C - SPEARS RANCH. The estimated range of $-30,815 and $21,427 should be treated as a rough guide.

Comparable Properties (5)

3 bed 2 bath 1,323 sqft Built 2015
Raw Value $215,524
Adjusted Value $-524

Adjusted -$1,136 for 3 sqft less living space and -$214,912 for being older. Net adjustment: -$216,048.

457 DRUSE LN, JARRELL, TX 76537
0.00 mi 97% similar
4 bed 2 bath 1,448 sqft Built 2017
Raw Value $323,894
Adjusted Value $21,427

Adjusted -$48,480 for 128 sqft less living space and -$253,987 for being older. Net adjustment: -$302,467.

3 bed 2 bath 1,335 sqft Built 2015
Raw Value $221,552
Adjusted Value $959

Adjusted -$5,681 for 15 sqft less living space and -$214,912 for being older. Net adjustment: -$220,593.

4 bed 2 bath 1,279 sqft Built 2023
Raw Value $349,470
Adjusted Value $-6,213

Adjusted +$15,529 for 41 sqft more living space and -$371,212 for being older. Net adjustment: -$355,683.

3 bed 2 bath 1,415 sqft Built 2016
Raw Value $239,616
Adjusted Value $-30,815

Adjusted -$35,981 for 95 sqft less living space and -$234,450 for being older. Net adjustment: -$270,431.

The Neighborhood

This home is valued 32.1% below the J103603C - SPEARS RANCH median of $1,101,875. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 8.6% over the past year.

J103603C - SPEARS RANCH

below average
71 Properties
$1,101,875 Median Value
-8.6% YoY Change
3% Have Pool
83% Have Garage
This Home
$748,211
Median
$1,101,875

This home is -32.1% below the subdivision median.

Tax Analysis

The estimated annual property tax is $7,718 across all districts. With a homestead exemption claimed, that drops to $6,000 — saving $1,718 per year. That's $500 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Jarrell ISDSchool1.1669%$5,359
Williamson CountyCounty0.3694%$1,697
Williamson County ESD #5 - JarrellESD0.1000%$459
Williamson County FM/RdCounty0.0443%$204
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.6807%$7,718

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $-524 would pay approximately $-3 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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