321 LUNA VISTA DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $161,725 and $420,156, with a best estimate of $280,838. That places the property below the H401403G - Creek Bend median of $313,646, in a neighborhood that declined 7.0% over the past year.
Estimated Value Range
$280,838
$276,223
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H401403G - Creek Bend, this home's estimated market value is between $161,725 and $420,156. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$157,091 for 835 sqft less living space. Net adjustment: -$157,091.
Adjusted +$91,997 for 489 sqft more living space and -$1,750 for being older. Net adjustment: +$90,247.
Adjusted +$72,243 for 384 sqft more living space and -$1,750 for being older. Net adjustment: +$70,493.
Adjusted -$79,769 for 424 sqft less living space. Net adjustment: -$79,769.
Adjusted +$19,566 for 104 sqft more living space and -$1,750 for being older. Net adjustment: +$17,816.
The Neighborhood
This home is valued 11.9% below the H401403G - Creek Bend median of $313,646. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 7.0% over the past year.
H401403G - Creek Bend
typicalThis home is -11.9% below the subdivision median.
Tax Analysis
The estimated annual property tax is $5,974 across all districts. With a homestead exemption claimed, that drops to $4,236 — saving $1,738 per year. That's $353 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,329 |
| Hutto | City | 0.3859% | $1,066 |
| Williamson County | County | 0.3694% | $1,020 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $276 |
| Williamson County FM/Rd | County | 0.0443% | $122 |
| EWC Higher Ed Center | special | 0.0409% | $113 |
| Lower Brushy Creek WCID | Water | 0.0169% | $47 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $5,974 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $280,838 would pay approximately $1,753 per month (principal and interest only, excluding taxes and insurance).