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637 STRADA LUCA, FLORENCE, TX 76527

FLORENCE, 76527 — williamson County

4 bed3 bath3,282 sqftBuilt 2023

Property at a Glance

This home is estimated between $967,571 and $1,350,294, with a best estimate of $1,096,944. That places the property above the F112708A - VINEYARD AT FLORENCE median of $999,430, in a neighborhood that declined 1.9% over the past year.

Estimated Value Range

$967,571 $1,350,294
Best Estimate
$1,096,944
WCAD Value
$1,016,896
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in F112708A - VINEYARD AT FLORENCE, this home's estimated market value is between $967,571 and $1,350,294. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

638 STRADA LUCA, FLORENCE, TX 76527
0.08 mi 100% similar Same subdivision
6 bed 4 bath 2,822 sqft Built 2023
Raw Value $1,199,337
Adjusted Value $1,350,294

Adjusted +$150,957 for 460 sqft more living space. Net adjustment: +$150,957.

645 STRADA LUCA, FLORENCE, TX 76527
0.09 mi 100% similar Same subdivision
5 bed 4 bath 4,029 sqft Built 2022
Raw Value $1,211,889
Adjusted Value $967,571

Adjusted -$245,141 for 747 sqft less living space and +$823 for being newer. Net adjustment: -$244,318.

630 STRADA LUCA, FLORENCE, TX 76527
0.10 mi 100% similar Same subdivision
3 bed 3 bath 3,076 sqft Built 2023
Raw Value $1,029,341
Adjusted Value $1,096,944

Adjusted +$67,603 for 206 sqft more living space. Net adjustment: +$67,603.

649 STRADA LUCA, FLORENCE, TX 76527
0.14 mi 100% similar Same subdivision
4 bed 4 bath 3,266 sqft Built 2022
Raw Value $1,191,406
Adjusted Value $1,197,480

Adjusted +$5,251 for 16 sqft more living space and +$823 for being newer. Net adjustment: +$6,074.

618 STRADA LUCA, FLORENCE, TX 76527
0.20 mi 100% similar Same subdivision
4 bed 3 bath 3,472 sqft Built 2022
Raw Value $1,139,399
Adjusted Value $1,077,870

Adjusted -$62,352 for 190 sqft less living space and +$823 for being newer. Net adjustment: -$61,529.

The Neighborhood

This home is valued 1.7% above the F112708A - VINEYARD AT FLORENCE median of $999,430. With 31 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 1.9% over the past year.

F112708A - VINEYARD AT FLORENCE

typical
31 Properties
$999,430 Median Value
-1.9% YoY Change
0% Have Pool
90% Have Garage
This Home
$1,016,896
Median
$999,430

This home is +1.7% above the subdivision median.

Tax Analysis

The estimated annual property tax is $15,579 across all districts. With a homestead exemption claimed, that drops to $13,965 — saving $1,614 per year. That's $1,164 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Florence ISDSchool1.0182%$10,354
Williamson CountyCounty0.3694%$3,757
Williamson County ESD #7 - FlorenceESD0.1000%$1,017
Williamson County FM/RdCounty0.0443%$451
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.5320%$15,579

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $1,096,944 would pay approximately $6,847 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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