318 GAINER DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $208,775 and $365,820, with a best estimate of $252,526. That places the property below the H308403H - CENTRAL SOUTH OF 79 median of $306,864, in a neighborhood that declined 5.9% over the past year.
Estimated Value Range
$252,526
$289,350
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H308403H - CENTRAL SOUTH OF 79, this home's estimated market value is between $208,775 and $365,820. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$41,551 for 216 sqft less living space and -$4,429 for being older. Net adjustment: -$45,980.
Adjusted +$58,094 for 302 sqft more living space and -$8,858 for being older. Net adjustment: +$49,236.
Adjusted -$89,834 for 467 sqft less living space and -$13,287 for being older. Net adjustment: -$103,121.
Adjusted +$18,467 for 96 sqft more living space and -$13,287 for being older. Net adjustment: +$5,180.
Adjusted -$94,451 for 491 sqft less living space. Net adjustment: -$94,451.
The Neighborhood
This home is valued 5.7% below the H308403H - CENTRAL SOUTH OF 79 median of $306,864. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 5.9% over the past year.
H308403H - CENTRAL SOUTH OF 79
typicalThis home is -5.7% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,258 across all districts. With a homestead exemption claimed, that drops to $4,517 — saving $1,741 per year. That's $376 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,487 |
| Hutto | City | 0.3859% | $1,117 |
| Williamson County | County | 0.3694% | $1,069 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $289 |
| Williamson County FM/Rd | County | 0.0443% | $128 |
| EWC Higher Ed Center | special | 0.0409% | $118 |
| Upper Brushy Creek WCID | Water | 0.0170% | $49 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $6,258 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $252,526 would pay approximately $1,576 per month (principal and interest only, excluding taxes and insurance).