227 GAINER DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $213,392 and $370,437, with a best estimate of $257,143. That places the property below the H308403H - CENTRAL SOUTH OF 79 median of $306,864, in a neighborhood that declined 5.9% over the past year.
Estimated Value Range
$257,143
$337,718
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H308403H - CENTRAL SOUTH OF 79, this home's estimated market value is between $213,392 and $370,437. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$36,934 for 192 sqft less living space and -$4,429 for being older. Net adjustment: -$41,363.
Adjusted +$62,711 for 326 sqft more living space and -$8,858 for being older. Net adjustment: +$53,853.
Adjusted -$85,217 for 443 sqft less living space and -$13,287 for being older. Net adjustment: -$98,504.
Adjusted +$23,084 for 120 sqft more living space and -$13,287 for being older. Net adjustment: +$9,797.
Adjusted -$89,834 for 467 sqft less living space. Net adjustment: -$89,834.
The Neighborhood
This home is valued 10.1% above the H308403H - CENTRAL SOUTH OF 79 median of $306,864. With 1,570 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.9% over the past year.
H308403H - CENTRAL SOUTH OF 79
typicalThis home is +10.1% above the subdivision median.
Tax Analysis
The estimated annual property tax is $7,304 across all districts. With a homestead exemption claimed, that drops to $5,554 — saving $1,750 per year. That's $463 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,070 |
| Hutto | City | 0.3859% | $1,303 |
| Williamson County | County | 0.3694% | $1,248 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $338 |
| Williamson County FM/Rd | County | 0.0443% | $150 |
| EWC Higher Ed Center | special | 0.0409% | $138 |
| Upper Brushy Creek WCID | Water | 0.0170% | $57 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $7,304 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $257,143 would pay approximately $1,605 per month (principal and interest only, excluding taxes and insurance).