120 MOSSY ROCK CV, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $250,199 and $422,167, with a best estimate of $326,311. That places the property above the H401403G - Creek Bend median of $313,646, in a neighborhood that declined 7.0% over the past year.
Estimated Value Range
$326,311
$287,162
Based on 5 comparable properties(4 in the same subdivision)
Based on 5 comparable properties (4 in the same subdivision, 1 nearby), the estimated range is $250,199 and $422,167. More comparables in the same subdivision would strengthen this estimate.
Comparable Properties (5)
Adjusted +$67,728 for 360 sqft more living space and +$1,750 for being newer. Net adjustment: +$69,478.
Adjusted +$72,431 for 385 sqft more living space and -$3,501 for being older. Net adjustment: +$68,930.
Adjusted -$49,855 for 265 sqft less living space and -$1,750 for being older. Net adjustment: -$51,605.
This comparable closely matches the subject property's features.
Adjusted -$753 for 4 sqft less living space and +$21,003 for being newer. Net adjustment: +$20,250.
The Neighborhood
This home is valued 8.4% below the H401403G - Creek Bend median of $313,646. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 7.0% over the past year.
H401403G - Creek Bend
typicalThis home is -8.4% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,211 across all districts. With a homestead exemption claimed, that drops to $4,470 — saving $1,741 per year. That's $373 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,461 |
| Hutto | City | 0.3859% | $1,108 |
| Williamson County | County | 0.3694% | $1,061 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $287 |
| Williamson County FM/Rd | County | 0.0443% | $127 |
| EWC Higher Ed Center | special | 0.0409% | $117 |
| Lower Brushy Creek WCID | Water | 0.0169% | $49 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $6,211 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $326,311 would pay approximately $2,037 per month (principal and interest only, excluding taxes and insurance).