123 STEPHEN LN, GEORGETOWN, TX 78626
GEORGETOWN, 78626 — williamson County
Property at a Glance
This home is estimated between $229,033 and $318,589, with a best estimate of $301,770. That places the property below the G412400H - Katy Crossing - SFR median of $316,216, in a neighborhood that declined 4.5% over the past year.
Estimated Value Range
$301,770
$310,801
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G412400H - Katy Crossing - SFR, this home's estimated market value is between $229,033 and $318,589. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$46,499 for 222 sqft less living space and +$6,318 for being newer. Net adjustment: -$40,181.
Adjusted -$81,268 for 388 sqft less living space and +$12,636 for being newer. Net adjustment: -$68,632.
Adjusted -$4,817 for 23 sqft less living space. Net adjustment: -$4,817.
Adjusted -$174,055 for 831 sqft less living space and -$6,318 for being older. Net adjustment: -$180,373.
Adjusted -$2,932 for 14 sqft less living space and +$12,636 for being newer. Net adjustment: +$9,704.
The Neighborhood
This home is valued 1.7% below the G412400H - Katy Crossing - SFR median of $316,216. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 4.5% over the past year.
G412400H - Katy Crossing - SFR
typicalThis home is -1.7% below the subdivision median.
Tax Analysis
The estimated annual property tax is $5,648 across all districts. With a homestead exemption claimed, that drops to $4,065 — saving $1,583 per year. That's $339 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $3,265 |
| Williamson County | County | 0.3694% | $1,148 |
| Georgetown | City | 0.3530% | $1,097 |
| Williamson County FM/Rd | County | 0.0443% | $138 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $5,648 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $301,770 would pay approximately $1,884 per month (principal and interest only, excluding taxes and insurance).