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406 RIVER DOWN RD, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed3 bath1,212 sqftBuilt 2000

Property at a Glance

This home is estimated between $411,000 and $623,008, with a best estimate of $537,543. That places the property above the G230698D - River Ridge & Riverview Estates - All median of $497,470, in a neighborhood that declined 5.7% over the past year.

Estimated Value Range

$411,000 $623,008
Best Estimate
$537,543
WCAD Value
$561,904
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G230698D - River Ridge & Riverview Estates - All, this home's estimated market value is between $411,000 and $623,008. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

500 RIVER DOWN RD, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
4 bed 3 bath 1,704 sqft Built 1996
Raw Value $731,826
Adjusted Value $617,949

Adjusted -$132,772 for 492 sqft less living space and +$18,895 for being newer. Net adjustment: -$113,877.

501 RIVER DOWN RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 3 bath 1,575 sqft Built 1996
Raw Value $526,230
Adjusted Value $447,165

Adjusted -$97,960 for 363 sqft less living space and +$18,895 for being newer. Net adjustment: -$79,065.

502 RIVER DOWN RD, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
4 bed 3 bath 1,888 sqft Built 1997
Raw Value $791,263
Adjusted Value $623,008

Adjusted -$182,426 for 676 sqft less living space and +$14,171 for being newer. Net adjustment: -$168,255.

402 RIVER DOWN RD, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
4 bed 2 bath 1,505 sqft Built 1997
Raw Value $602,441
Adjusted Value $537,543

Adjusted -$79,069 for 293 sqft less living space and +$14,171 for being newer. Net adjustment: -$64,898.

407 RIVER DOWN RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
4 bed 3 bath 1,831 sqft Built 1996
Raw Value $655,693
Adjusted Value $411,000

Adjusted -$167,044 for 619 sqft less living space and +$18,895 for being newer and -$96,544 for no pool. Net adjustment: -$244,693.

The Neighborhood

This home is valued 13.0% above the G230698D - River Ridge & Riverview Estates - All median of $497,470. With 445 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.7% over the past year.

G230698D - River Ridge & Riverview Estates - All

typical
445 Properties
$497,470 Median Value
-5.7% YoY Change
3% Have Pool
97% Have Garage
This Home
$561,904
Median
$497,470

This home is +13.0% above the subdivision median.

Tax Analysis

The estimated annual property tax is $10,212 across all districts. With a homestead exemption claimed, that drops to $8,538 — saving $1,674 per year. That's $712 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$5,903
Williamson CountyCounty0.3694%$2,076
GeorgetownCity0.3530%$1,984
Williamson County FM/RdCounty0.0443%$249
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$10,212

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $537,543 would pay approximately $3,355 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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