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404 RIVER DOWN RD, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2,326 sqftBuilt 2001

Property at a Glance

This home is estimated between $463,997 and $928,357, with a best estimate of $521,911. That places the property above the G230698D - River Ridge & Riverview Estates - All median of $497,470, in a neighborhood that declined 5.7% over the past year.

Estimated Value Range

$463,997 $928,357
Best Estimate
$521,911
WCAD Value
$992,165
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G230698D - River Ridge & Riverview Estates - All, this home's estimated market value is between $463,997 and $928,357. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

503 RIVER DOWN RD, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
4 bed 3 bath 2,704 sqft Built 1995
Raw Value $537,663
Adjusted Value $463,997

Adjusted -$102,008 for 378 sqft less living space and +$28,342 for being newer. Net adjustment: -$73,666.

502 RIVER DOWN RD, GEORGETOWN, TX 78628
0.06 mi 100% similar Same subdivision
4 bed 3 bath 1,888 sqft Built 1997
Raw Value $791,263
Adjusted Value $928,357

Adjusted +$118,199 for 438 sqft more living space and +$18,895 for being newer. Net adjustment: +$137,094.

505 RIVER DOWN RD, GEORGETOWN, TX 78628
0.07 mi 100% similar Same subdivision
4 bed 3 bath 2,427 sqft Built 1995
Raw Value $690,158
Adjusted Value $691,244

Adjusted -$27,256 for 101 sqft less living space and +$28,342 for being newer. Net adjustment: +$1,086.

308 RIVER RIDGE DR, GEORGETOWN, TX 78628
0.07 mi 100% similar Same subdivision
4 bed 2 bath 2,308 sqft Built 1997
Raw Value $493,115
Adjusted Value $516,868

Adjusted +$4,858 for 18 sqft more living space and +$18,895 for being newer. Net adjustment: +$23,753.

307 RIVER DOWN RD, GEORGETOWN, TX 78628
0.08 mi 100% similar Same subdivision
4 bed 2 bath 2,067 sqft Built 1995
Raw Value $423,675
Adjusted Value $521,911

Adjusted +$69,894 for 259 sqft more living space and +$28,342 for being newer. Net adjustment: +$98,236.

The Neighborhood

This home is valued 99.4% above the G230698D - River Ridge & Riverview Estates - All median of $497,470. With 445 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.7% over the past year.

G230698D - River Ridge & Riverview Estates - All

outlier high
445 Properties
$497,470 Median Value
-5.7% YoY Change
3% Have Pool
97% Have Garage
This Home
$992,165
Median
$497,470

This home is +99.4% above the subdivision median.

Tax Analysis

The estimated annual property tax is $16,790 across all districts. With a homestead exemption claimed, that drops to $14,986 — saving $1,804 per year. That's $1,249 per month a buyer should budget. The assessed value increased +1.3% vs the subdivision average of -5.7%. This above-average increase gives a protest opportunity score of 35 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$9,706
Williamson CountyCounty0.3694%$3,413
GeorgetownCity0.3530%$3,261
Williamson County FM/RdCounty0.0443%$410
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$16,790
35 / 100

Some opportunity.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $521,911 would pay approximately $3,258 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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