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2728 SANTA CRUZ ST, ROUND ROCK, TX 78665

ROUND ROCK, 78665 — williamson County

4 bed3 bath2,011 sqftBuilt 2014

Property at a Glance

This home is estimated between $387,767 and $583,820, with a best estimate of $410,622. That places the property below the R492607C - Paloma Lake - Sec 17A & 17B median of $462,814, in a neighborhood that declined 4.4% over the past year.

Estimated Value Range

$387,767 $583,820
Best Estimate
$410,622
WCAD Value
$469,661
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in R492607C - Paloma Lake - Sec 17A & 17B, this home's estimated market value is between $387,767 and $583,820. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

2713 SANTA CRUZ ST, ROUND ROCK, TX 78665
0.00 mi 100% similar Same subdivision
3 bed 2 bath 2,264 sqft Built 2014
Raw Value $442,623
Adjusted Value $387,767

Adjusted -$54,856 for 253 sqft less living space. Net adjustment: -$54,856.

2717 SANTA CRUZ ST, ROUND ROCK, TX 78665
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,493 sqft Built 2014
Raw Value $471,507
Adjusted Value $583,820

Adjusted +$112,313 for 518 sqft more living space. Net adjustment: +$112,313.

2729 SANTA CRUZ ST, ROUND ROCK, TX 78665
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,751 sqft Built 2014
Raw Value $395,353
Adjusted Value $451,726

Adjusted +$56,373 for 260 sqft more living space. Net adjustment: +$56,373.

2725 SANTA CRUZ ST, ROUND ROCK, TX 78665
0.00 mi 100% similar Same subdivision
4 bed 2 bath 2,380 sqft Built 2013
Raw Value $482,148
Adjusted Value $395,543

Adjusted -$80,007 for 369 sqft less living space and -$6,598 for being older. Net adjustment: -$86,605.

2733 SANTA CRUZ ST, ROUND ROCK, TX 78665
0.00 mi 100% similar Same subdivision
3 bed 2 bath 2,052 sqft Built 2014
Raw Value $419,512
Adjusted Value $410,622

Adjusted -$8,890 for 41 sqft less living space. Net adjustment: -$8,890.

The Neighborhood

This home is valued 1.5% above the R492607C - Paloma Lake - Sec 17A & 17B median of $462,814. With 292 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 4.4% over the past year.

R492607C - Paloma Lake - Sec 17A & 17B

typical
292 Properties
$462,814 Median Value
-4.4% YoY Change
0% Have Pool
100% Have Garage
This Home
$469,661
Median
$462,814

This home is +1.5% above the subdivision median.

Tax Analysis

The estimated annual property tax is $8,922 across all districts. With a homestead exemption claimed, that drops to $7,585 — saving $1,337 per year. That's $632 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Round Rock ISDSchool0.8931%$4,195
Paloma Lakes MUD #1MUD0.3725%$1,749
Williamson CountyCounty0.3694%$1,735
Austin Community Collegespecial0.1034%$486
Williamson County ESD #9 - Round RockESD0.0999%$469
Williamson County FM/RdCounty0.0443%$208
Upper Brushy Creek WCIDWater0.0170%$80
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8997%$8,922

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $410,622 would pay approximately $2,563 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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