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132 RIVER RD, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath2,314 sqftBuilt 1986

Property at a Glance

This home is estimated between $489,255 and $736,245, with a best estimate of $630,205. That places the property above the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372, in a neighborhood that appreciated 15.7% over the past year.

Estimated Value Range

$489,255 $736,245
Best Estimate
$630,205
WCAD Value
$687,414
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G180580F - Oakcrest Estates (Riverside & Spring), this home's estimated market value is between $489,255 and $736,245. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

128 RIVER RD, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 2,276 sqft Built 1980
Raw Value $604,774
Adjusted Value $628,430

Adjusted +$10,369 for 38 sqft more living space and +$13,287 for being newer. Net adjustment: +$23,656.

140 RIVER RD, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
4 bed 2 bath 2,563 sqft Built 1993
Raw Value $572,702
Adjusted Value $489,255

Adjusted -$67,946 for 249 sqft less living space and -$15,501 for being older. Net adjustment: -$83,447.

137 RIDGECREST RD, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
3 bed 2 bath 1,773 sqft Built 1978
Raw Value $464,864
Adjusted Value $630,205

Adjusted +$147,625 for 541 sqft more living space and +$17,716 for being newer. Net adjustment: +$165,341.

145 RIDGECREST RD, GEORGETOWN, TX 78628
0.07 mi 100% similar Same subdivision
3 bed 2 bath 1,571 sqft Built 1980
Raw Value $471,259
Adjusted Value $687,292

Adjusted +$202,746 for 743 sqft more living space and +$13,287 for being newer. Net adjustment: +$216,033.

149 RIDGECREST RD, GEORGETOWN, TX 78628
0.08 mi 100% similar Same subdivision
4 bed 2 bath 1,710 sqft Built 1985
Raw Value $569,214
Adjusted Value $736,245

Adjusted +$164,817 for 604 sqft more living space and +$2,214 for being newer. Net adjustment: +$167,031.

The Neighborhood

This home is valued 31.8% above the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372. With 168 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 15.7% over the past year.

G180580F - Oakcrest Estates (Riverside & Spring)

above average
168 Properties
$521,372 Median Value
+15.7% YoY Change
4% Have Pool
85% Have Garage
This Home
$687,414
Median
$521,372

This home is +31.8% above the subdivision median.

Tax Analysis

The estimated annual property tax is $12,354 across all districts. With a homestead exemption claimed, that drops to $10,638 — saving $1,716 per year. That's $887 per month a buyer should budget. The assessed value increased +10.4% vs the subdivision average of +15.7%. This increase gives a protest opportunity score of 30 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$7,142
Williamson CountyCounty0.3694%$2,511
GeorgetownCity0.3530%$2,400
Williamson County FM/RdCounty0.0443%$301
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$12,354
30 / 100

Some opportunity.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $630,205 would pay approximately $3,934 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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