401 ELM CREEK DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $322,010 and $458,421, with a best estimate of $355,109. That places the property above the H315322C - Southgate median of $352,834, in a neighborhood that declined 3.8% over the past year.
Estimated Value Range
$355,109
$343,486
Based on 5 comparable properties(0 in the same subdivision)
There are 5 comparable properties within range, but none are in H315322C - Southgate. The estimated range of $322,010 and $458,421 should be treated as a rough guide.
Comparable Properties (5)
Adjusted +$14,789 for 81 sqft more living space and +$9,656 for being newer. Net adjustment: +$24,445.
Adjusted +$2,191 for 12 sqft more living space and +$19,313 for being newer. Net adjustment: +$21,504.
Adjusted -$25,743 for 141 sqft less living space and +$57,938 for being newer. Net adjustment: +$32,195.
Adjusted -$59,520 for 326 sqft less living space and +$9,656 for being newer. Net adjustment: -$49,864.
Adjusted -$59,520 for 326 sqft less living space and +$19,313 for being newer. Net adjustment: -$40,207.
The Neighborhood
This home is valued 2.6% below the H315322C - Southgate median of $352,834. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 3.8% over the past year.
H315322C - Southgate
typicalThis home is -2.6% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,429 across all districts. With a homestead exemption claimed, that drops to $5,678 — saving $1,751 per year. That's $473 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,140 |
| Hutto | City | 0.3859% | $1,326 |
| Williamson County | County | 0.3694% | $1,269 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $343 |
| Williamson County FM/Rd | County | 0.0443% | $152 |
| EWC Higher Ed Center | special | 0.0409% | $140 |
| Upper Brushy Creek WCID | Water | 0.0170% | $58 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $7,429 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $355,109 would pay approximately $2,217 per month (principal and interest only, excluding taxes and insurance).