109 FINLEY ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $445,730 and $602,370, with a best estimate of $594,192. That places the property above the H108318D - Hutto Square Sec 5A median of $414,551, in a neighborhood that declined 2.0% over the past year.
Estimated Value Range
$594,192
$519,020
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H108318D - Hutto Square Sec 5A, this home's estimated market value is between $445,730 and $602,370. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$155,411 for 777 sqft more living space and +$9,784 for being newer. Net adjustment: +$165,195.
Adjusted +$11,601 for 58 sqft more living space. Net adjustment: +$11,601.
Adjusted +$74,605 for 373 sqft more living space and +$9,784 for being newer. Net adjustment: +$84,389.
Adjusted +$162,011 for 810 sqft more living space. Net adjustment: +$162,011.
Adjusted +$146,410 for 732 sqft more living space and +$9,784 for being newer. Net adjustment: +$156,194.
The Neighborhood
This home is valued 25.2% above the H108318D - Hutto Square Sec 5A median of $414,551. With 169 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 2.0% over the past year.
H108318D - Hutto Square Sec 5A
above averageThis home is +25.2% above the subdivision median.
Tax Analysis
The estimated annual property tax is $11,225 across all districts. With a homestead exemption claimed, that drops to $9,442 — saving $1,783 per year. That's $787 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $6,255 |
| Hutto | City | 0.3859% | $2,003 |
| Williamson County | County | 0.3694% | $1,918 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $519 |
| Williamson County FM/Rd | County | 0.0443% | $230 |
| EWC Higher Ed Center | special | 0.0409% | $212 |
| Upper Brushy Creek WCID | Water | 0.0170% | $88 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $11,225 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $594,192 would pay approximately $3,709 per month (principal and interest only, excluding taxes and insurance).