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FM 685, HUTTO, TX 78634

HUTTO, 78634 — williamson County

3 bed14,606 sqftBuilt 2000

Property at a Glance

This home is estimated between $3,234,782 and $3,586,788, with a best estimate of $3,332,433. That places the property above the T14EC - Country Club/golf Course-hutto median of $17,482, in a neighborhood that appreciated 0.4% over the past year.

Estimated Value Range

$3,234,782 $3,586,788
Best Estimate
$3,332,433
WCAD Value
$3,475,919
Low Confidence

Based on 5 comparable properties(0 in the same subdivision)

There are 5 comparable properties within range, but none are in T14EC - Country Club/golf Course-hutto. The estimated range of $3,234,782 and $3,586,788 should be treated as a rough guide.

Comparable Properties (5)

3 bed 2 bath 1,921 sqft Built 2005
Raw Value $311,179
Adjusted Value $3,314,344

Adjusted +$3,062,852 for 12,685 sqft more living space and +$506 for being newer and -$60,193 for no garage. Net adjustment: +$3,003,165.

3 bed 2 bath 1,853 sqft Built 2005
Raw Value $331,386
Adjusted Value $3,350,970

Adjusted +$3,079,271 for 12,753 sqft more living space and +$506 for being newer and -$60,193 for no garage. Net adjustment: +$3,019,584.

3 bed 2 bath 948 sqft Built 2005
Raw Value $348,688
Adjusted Value $3,586,788

Adjusted +$3,297,787 for 13,658 sqft more living space and +$506 for being newer and -$60,193 for no garage. Net adjustment: +$3,238,100.

3 bed 2 bath 1,837 sqft Built 2011
Raw Value $308,379
Adjusted Value $3,332,433

Adjusted +$3,083,134 for 12,769 sqft more living space and +$1,113 for being newer and -$60,193 for no garage. Net adjustment: +$3,024,054.

3 bed 2 bath 2,858 sqft Built 2019
Raw Value $456,444
Adjusted Value $3,234,782

Adjusted +$2,836,609 for 11,748 sqft more living space and +$1,922 for being newer and -$60,193 for no garage. Net adjustment: +$2,778,338.

The Neighborhood

This home is valued 19782.8% above the T14EC - Country Club/golf Course-hutto median of $17,482. With 8 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 0.4% over the past year.

T14EC - Country Club/golf Course-hutto

outlier high
8 Properties
$17,482 Median Value
+0.4% YoY Change
0% Have Pool
0% Have Garage
This Home
$3,475,919
Median
$17,482

This home is +19782.8% above the subdivision median.

Tax Analysis

The estimated annual property tax is $82,026 across all districts. With a homestead exemption claimed, that drops to $79,697 — saving $2,329 per year. That's $6,641 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$41,892
Williamson County WSID #3special0.5830%$20,265
Williamson CountyCounty0.3694%$12,842
Williamson County ESD #3 - HuttoESD0.1000%$3,476
Williamson County FM/RdCounty0.0443%$1,541
EWC Higher Ed Centerspecial0.0409%$1,421
Upper Brushy Creek WCIDWater0.0170%$591
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.3598%$82,026

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $3,332,433 would pay approximately $20,801 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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