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109 EL RANCHERO RD, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed4 bath2,142 sqftBuilt 2021

Property at a Glance

This home is estimated between $381,230 and $535,389, with a best estimate of $441,429. That places the property below the I448514C - Oaks of San Gabriel median of $483,914, in a neighborhood that appreciated 5.1% over the past year.

Estimated Value Range

$381,230 $535,389
Best Estimate
$441,429
WCAD Value
$511,569
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in I448514C - Oaks of San Gabriel, this home's estimated market value is between $381,230 and $535,389. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

113 EL RANCHERO RD, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
4 bed 2 bath 1,948 sqft Built 2020
Raw Value $385,441
Adjusted Value $441,429

Adjusted +$45,934 for 194 sqft more living space and +$10,054 for being newer. Net adjustment: +$55,988.

105 EL RANCHERO RD, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
4 bed 3 bath 1,916 sqft Built 2020
Raw Value $471,824
Adjusted Value $535,389

Adjusted +$53,511 for 226 sqft more living space and +$10,054 for being newer. Net adjustment: +$63,565.

117 EL RANCHERO RD, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
4 bed 3 bath 2,374 sqft Built 2020
Raw Value $426,108
Adjusted Value $381,230

Adjusted -$54,932 for 232 sqft less living space and +$10,054 for being newer. Net adjustment: -$44,878.

101 EL RANCHERO RD, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
4 bed 3 bath 2,387 sqft Built 2019
Raw Value $484,183
Adjusted Value $446,282

Adjusted -$58,010 for 245 sqft less living space and +$20,109 for being newer. Net adjustment: -$37,901.

121 EL RANCHERO RD, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 2,073 sqft Built 2019
Raw Value $378,531
Adjusted Value $414,977

Adjusted +$16,337 for 69 sqft more living space and +$20,109 for being newer. Net adjustment: +$36,446.

The Neighborhood

This home is valued 5.7% above the I448514C - Oaks of San Gabriel median of $483,914. With 872 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 5.1% over the past year.

I448514C - Oaks of San Gabriel

typical
872 Properties
$483,914 Median Value
+5.1% YoY Change
1% Have Pool
100% Have Garage
This Home
$511,569
Median
$483,914

This home is +5.7% above the subdivision median.

Tax Analysis

The estimated annual property tax is $12,488 across all districts. With a homestead exemption claimed, that drops to $10,659 — saving $1,829 per year. That's $888 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Liberty Hill ISDSchool1.2389%$6,338
West Williamson County MUD #1MUD0.7140%$3,653
Williamson CountyCounty0.3694%$1,890
Williamson County ESD #4 - Liberty HillESD0.0745%$381
Williamson County FM/RdCounty0.0443%$227
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.4412%$12,488

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $441,429 would pay approximately $2,755 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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