412 FARM CREEK DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $281,221 and $456,191, with a best estimate of $402,095. That places the property above the H120406G - EMORY FARMS median of $392,662, in a neighborhood that declined 7.0% over the past year.
Estimated Value Range
$402,095
$403,801
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H120406G - EMORY FARMS, this home's estimated market value is between $281,221 and $456,191. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$1,623 for 9 sqft less living space and -$6,960 for being older. Net adjustment: -$8,583.
Adjusted -$2,344 for 13 sqft less living space and -$3,480 for being older. Net adjustment: -$5,824.
Adjusted -$61,673 for 342 sqft less living space. Net adjustment: -$61,673.
Adjusted -$42,198 for 234 sqft less living space. Net adjustment: -$42,198.
Adjusted -$2,344 for 13 sqft less living space and -$3,480 for being older. Net adjustment: -$5,824.
The Neighborhood
This home is valued 2.8% above the H120406G - EMORY FARMS median of $392,662. With 329 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 7.0% over the past year.
H120406G - EMORY FARMS
typicalThis home is +2.8% above the subdivision median.
Tax Analysis
The estimated annual property tax is $8,733 across all districts. With a homestead exemption claimed, that drops to $6,971 — saving $1,762 per year. That's $581 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,867 |
| Hutto | City | 0.3859% | $1,558 |
| Williamson County | County | 0.3694% | $1,492 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $404 |
| Williamson County FM/Rd | County | 0.0443% | $179 |
| EWC Higher Ed Center | special | 0.0409% | $165 |
| Upper Brushy Creek WCID | Water | 0.0170% | $69 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $8,733 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $402,095 would pay approximately $2,510 per month (principal and interest only, excluding taxes and insurance).