406 FARM CREEK DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $332,357 and $489,281, with a best estimate of $345,000. That places the property below the H120406G - EMORY FARMS median of $392,662, in a neighborhood that declined 7.0% over the past year.
Estimated Value Range
$345,000
$342,894
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H120406G - EMORY FARMS, this home's estimated market value is between $332,357 and $489,281. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$18,033 for 100 sqft less living space and -$3,480 for being older. Net adjustment: -$21,513.
Adjusted +$60,051 for 333 sqft more living space and -$6,960 for being older. Net adjustment: +$53,091.
Adjusted +$59,329 for 329 sqft more living space and -$3,480 for being older. Net adjustment: +$55,849.
Adjusted -$12,443 for 69 sqft less living space and -$3,480 for being older. Net adjustment: -$15,923.
Adjusted -$20,197 for 112 sqft less living space and -$3,480 for being older. Net adjustment: -$23,677.
The Neighborhood
This home is valued 12.7% below the H120406G - EMORY FARMS median of $392,662. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 7.0% over the past year.
H120406G - EMORY FARMS
typicalThis home is -12.7% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,416 across all districts. With a homestead exemption claimed, that drops to $5,665 — saving $1,751 per year. That's $472 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,133 |
| Hutto | City | 0.3859% | $1,323 |
| Williamson County | County | 0.3694% | $1,267 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $343 |
| Williamson County FM/Rd | County | 0.0443% | $152 |
| EWC Higher Ed Center | special | 0.0409% | $140 |
| Upper Brushy Creek WCID | Water | 0.0170% | $58 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $7,416 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $345,000 would pay approximately $2,153 per month (principal and interest only, excluding taxes and insurance).