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414 WINDY REED RD, HUTTO, TX 78634

HUTTO, 78634 — williamson County

4 bed2 bath1,702 sqftBuilt 2020

Property at a Glance

This home is estimated between $265,566 and $416,705, with a best estimate of $401,597. That places the property above the H406420C - Cross Creek median of $379,634, in a neighborhood that declined 4.2% over the past year.

Estimated Value Range

$265,566 $416,705
Best Estimate
$401,597
WCAD Value
$468,297
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H406420C - Cross Creek, this home's estimated market value is between $265,566 and $416,705. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

306 WINDY REED RD, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 2,157 sqft Built 2022
Raw Value $399,554
Adjusted Value $281,241

Adjusted -$96,320 for 455 sqft less living space and -$21,993 for being older. Net adjustment: -$118,313.

428 WINDY REED RD, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
5 bed 3 bath 1,777 sqft Built 2020
Raw Value $419,554
Adjusted Value $403,677

Adjusted -$15,877 for 75 sqft less living space. Net adjustment: -$15,877.

403 WINDY REED RD, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,702 sqft Built 2020
Raw Value $416,705
Adjusted Value $416,705

This comparable closely matches the subject property's features.

502 WINDY REED RD, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 2,157 sqft Built 2022
Raw Value $383,879
Adjusted Value $265,566

Adjusted -$96,320 for 455 sqft less living space and -$21,993 for being older. Net adjustment: -$118,313.

510 WINDY REED RD, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,659 sqft Built 2022
Raw Value $414,487
Adjusted Value $401,597

Adjusted +$9,103 for 43 sqft more living space and -$21,993 for being older. Net adjustment: -$12,890.

The Neighborhood

This home is valued 23.4% above the H406420C - Cross Creek median of $379,634. With 489 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 4.2% over the past year.

H406420C - Cross Creek

above average
489 Properties
$379,634 Median Value
-4.2% YoY Change
0% Have Pool
100% Have Garage
This Home
$468,297
Median
$379,634

This home is +23.4% above the subdivision median.

Tax Analysis

The estimated annual property tax is $10,128 across all districts. With a homestead exemption claimed, that drops to $8,354 — saving $1,774 per year. That's $696 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$5,644
HuttoCity0.3859%$1,807
Williamson CountyCounty0.3694%$1,730
Williamson County ESD #3 - HuttoESD0.1000%$468
Williamson County FM/RdCounty0.0443%$208
EWC Higher Ed Centerspecial0.0409%$191
Lower Brushy Creek WCIDWater0.0169%$79
Cross Creek PIDpid0.0000%$0
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1627%$10,128

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $401,597 would pay approximately $2,507 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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