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232 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath2,089 sqftBuilt 2016

Property at a Glance

This home is estimated between $387,583 and $616,485, with a best estimate of $436,028. That places the property below the G172613B - WATER OAK NORTH median of $501,966, in a neighborhood that declined 3.7% over the past year.

Estimated Value Range

$387,583 $616,485
Best Estimate
$436,028
WCAD Value
$432,733
Low Confidence

Based on 5 comparable properties(2 in the same subdivision)

There are 5 comparable properties within range, but few are in G172613B - WATER OAK NORTH. The estimated range of $387,583 and $616,485 should be treated as a rough guide.

Comparable Properties (5)

240 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 2,096 sqft Built 2019
Raw Value $453,585
Adjusted Value $468,373

Adjusted -$1,491 for 7 sqft less living space and +$16,279 for being newer. Net adjustment: +$14,788.

3 bed 2 bath 2,360 sqft Built 2018
Raw Value $482,880
Adjusted Value $436,028

Adjusted -$57,705 for 271 sqft less living space and +$10,853 for being newer. Net adjustment: -$46,852.

236 CROSS MOUNTAIN TRL, GEORGETOWN, TX 78628
0.01 mi 99% similar Same subdivision
4 bed 3 bath 2,615 sqft Built 2016
Raw Value $499,586
Adjusted Value $387,583

Adjusted -$112,003 for 526 sqft less living space. Net adjustment: -$112,003.

4 bed 2,076 sqft Built 2019
Raw Value $597,438
Adjusted Value $616,485

Adjusted +$2,768 for 13 sqft more living space and +$16,279 for being newer. Net adjustment: +$19,047.

3 bed 2 bath 2,669 sqft Built 2018
Raw Value $529,940
Adjusted Value $417,291

Adjusted -$123,502 for 580 sqft less living space and +$10,853 for being newer. Net adjustment: -$112,649.

The Neighborhood

This home is valued 13.8% below the G172613B - WATER OAK NORTH median of $501,966. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 3.7% over the past year.

G172613B - WATER OAK NORTH

typical
442 Properties
$501,966 Median Value
-3.7% YoY Change
0% Have Pool
99% Have Garage
This Home
$432,733
Median
$501,966

This home is -13.8% below the subdivision median.

Tax Analysis

The estimated annual property tax is $10,713 across all districts. With a homestead exemption claimed, that drops to $9,162 — saving $1,551 per year. That's $764 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$4,546
Williamson County MUD #25MUD0.9200%$3,981
Williamson CountyCounty0.3694%$1,599
Williamson County ESD #8 - GeorgetownESD0.0912%$395
Williamson County FM/RdCounty0.0443%$192
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.4756%$10,713

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $436,028 would pay approximately $2,722 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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