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409 OSIER PASS, HUTTO, TX 78634

HUTTO, 78634 — williamson County

3 bed2 bath880 sqftBuilt 2022

Property at a Glance

This home is estimated between $186,657 and $377,432, with a best estimate of $373,219. That places the property below the H406420C - Cross Creek median of $379,634, in a neighborhood that declined 4.2% over the past year.

Estimated Value Range

$186,657 $377,432
Best Estimate
$373,219
WCAD Value
$373,763
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H406420C - Cross Creek, this home's estimated market value is between $186,657 and $377,432. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

404 OSIER PASS, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 880 sqft Built 2022
Raw Value $377,432
Adjusted Value $377,432

This comparable closely matches the subject property's features.

412 OSIER PASS, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 914 sqft Built 2022
Raw Value $384,087
Adjusted Value $376,889

Adjusted -$7,198 for 34 sqft less living space. Net adjustment: -$7,198.

103 OSIER PASS, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,526 sqft Built 2022
Raw Value $400,273
Adjusted Value $263,520

Adjusted -$136,753 for 646 sqft less living space. Net adjustment: -$136,753.

417 OSIER PASS, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 914 sqft Built 2022
Raw Value $380,417
Adjusted Value $373,219

Adjusted -$7,198 for 34 sqft less living space. Net adjustment: -$7,198.

413 OSIER PASS, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 1,495 sqft Built 2022
Raw Value $316,847
Adjusted Value $186,657

Adjusted -$130,190 for 615 sqft less living space. Net adjustment: -$130,190.

The Neighborhood

This home is valued 1.5% below the H406420C - Cross Creek median of $379,634. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 4.2% over the past year.

H406420C - Cross Creek

typical
489 Properties
$379,634 Median Value
-4.2% YoY Change
0% Have Pool
100% Have Garage
This Home
$373,763
Median
$379,634

This home is -1.5% below the subdivision median.

Tax Analysis

The estimated annual property tax is $8,083 across all districts. With a homestead exemption claimed, that drops to $6,327 — saving $1,756 per year. That's $527 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$4,505
HuttoCity0.3859%$1,442
Williamson CountyCounty0.3694%$1,381
Williamson County ESD #3 - HuttoESD0.1000%$374
Williamson County FM/RdCounty0.0443%$166
EWC Higher Ed Centerspecial0.0409%$153
Lower Brushy Creek WCIDWater0.0169%$63
Cross Creek PIDpid0.0000%$0
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1627%$8,083

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $373,219 would pay approximately $2,330 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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