109 SPANISH OAK CIR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $390,385 and $518,838, with a best estimate of $402,855. That places the property above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$402,855
$404,788
Based on 5 comparable properties(2 in the same subdivision)
There are 5 comparable properties within range, but few are in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5. The estimated range of $390,385 and $518,838 should be treated as a rough guide.
Comparable Properties (5)
Adjusted +$141,679 for 676 sqft more living space. Net adjustment: +$141,679.
Adjusted +$51,977 for 248 sqft more living space. Net adjustment: +$51,977.
Adjusted +$51,977 for 248 sqft more living space. Net adjustment: +$51,977.
Adjusted +$11,108 for 53 sqft more living space. Net adjustment: +$11,108.
Adjusted +$152,577 for 728 sqft more living space. Net adjustment: +$152,577.
The Neighborhood
This home is valued 7.3% above the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. With 358 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
typicalThis home is +7.3% above the subdivision median.
Tax Analysis
The estimated annual property tax is $7,357 across all districts. With a homestead exemption claimed, that drops to $5,739 — saving $1,618 per year. That's $478 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $4,253 |
| Williamson County | County | 0.3694% | $1,495 |
| Georgetown | City | 0.3530% | $1,429 |
| Williamson County FM/Rd | County | 0.0443% | $179 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $7,357 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $402,855 would pay approximately $2,515 per month (principal and interest only, excluding taxes and insurance).