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406 SOUTH RIDGE CIR, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath2,259 sqftBuilt 1990

Property at a Glance

This home is estimated between $458,267 and $816,369, with a best estimate of $531,704. That places the property above the G230698D - River Ridge & Riverview Estates - All median of $497,470, in a neighborhood that declined 5.7% over the past year.

Estimated Value Range

$458,267 $816,369
Best Estimate
$531,704
WCAD Value
$501,801
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G230698D - River Ridge & Riverview Estates - All, this home's estimated market value is between $458,267 and $816,369. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

405 SOUTH RIDGE CIR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 2 bath 1,992 sqft Built 1985
Raw Value $408,390
Adjusted Value $504,062

Adjusted +$72,053 for 267 sqft more living space and +$23,619 for being newer. Net adjustment: +$95,672.

407 SOUTH RIDGE CIR, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
3 bed 2 bath 2,115 sqft Built 1990
Raw Value $492,844
Adjusted Value $531,704

Adjusted +$38,860 for 144 sqft more living space. Net adjustment: +$38,860.

403 SOUTH RIDGE CIR, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
3 bed 2 bath 1,640 sqft Built 1985
Raw Value $390,249
Adjusted Value $580,912

Adjusted +$167,044 for 619 sqft more living space and +$23,619 for being newer. Net adjustment: +$190,663.

402 SOUTH RIDGE CIR, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
3 bed 2 bath 1,599 sqft Built 1990
Raw Value $638,260
Adjusted Value $816,369

Adjusted +$178,109 for 660 sqft more living space. Net adjustment: +$178,109.

409 SOUTH RIDGE CIR, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
4 bed 2 bath 2,318 sqft Built 1992
Raw Value $483,636
Adjusted Value $458,267

Adjusted -$15,922 for 59 sqft less living space and -$9,447 for being older. Net adjustment: -$25,369.

The Neighborhood

This home is in line with the G230698D - River Ridge & Riverview Estates - All median of $497,470. Note that values in this subdivision declined 5.7% over the past year.

G230698D - River Ridge & Riverview Estates - All

typical
445 Properties
$497,470 Median Value
-5.7% YoY Change
3% Have Pool
97% Have Garage
This Home
$501,801
Median
$497,470

This home is +0.9% above the subdivision median.

Tax Analysis

The estimated annual property tax is $9,120 across all districts. With a homestead exemption claimed, that drops to $7,468 — saving $1,652 per year. That's $622 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$5,272
Williamson CountyCounty0.3694%$1,854
GeorgetownCity0.3530%$1,771
Williamson County FM/RdCounty0.0443%$222
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$9,120

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $531,704 would pay approximately $3,319 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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